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KfW Fellowship Program

KfW is one of the leading investors in microfinance worldwide. One of its subsidiaries, DEG, was a founding shareholder of ACLEDA Bank. ACLEDA Bank is considered as one of the premier microfinance banks worldwide and the leading retail bank in Cambodia and received the Client Leadership Award from the International Finance Corporation (IFC).

The Fellowship Program is financed by KfW, Frankfurt am Main, supported by the Government of the Kingdom of Cambodia, represented by the Ministry of Economy and Finance, and managed by ACLEDA Bank.

KfW and ACLEDA Bank are both keen to respond to microfinance capacity building needs in the region and work together to address this need through the KfW Fellowship Program.


The purpose of the KfW Fellowship Program is for the ASEAN Region and China to build microfinance capacity of practitioners, policy makers, regulators and other people relevant to the development of microfinance. Increased capacity at all levels of the financial system will have an impact on creating viable financial institutions that provide access to finance to micro and small businesses in their countries.

Training Programs

ACLEDA Training Center (ATC) provides a diverse range of training courses that combine theory and practice — delivering the "know-how" and "show-how".

  • Technical training for MFI and bank management and staff include credit and savings management, Risk Management, Internal Audit and Internal Control, and Transformation, Governance and Ownership, among other topics (see course topics).
  • Building inclusive financial sector for Central Bankers and policy makers focuses on the regulatory environment and the development of financial inclusion in Cambodia. Meetings with the Central Bank regulators, supervisors and policy makers in Cambodia are key features of this program.
  • Exposure programs that are tailored to suit the visitor's needs and courses that suit the organization's training needs. See how ACLEDA Bank works in a variety of areas including Branch Management, Internal Audit and Internal Control, Secure Savings, or ATM operations.

KfW Fellowship Program Eligibility

Participants can apply for a fellowship by filling in the KfW Fellowship Application Forms. To be eligible for a fellowship, participants must meet three criteria:

  • The participant must work in, reside in or be a national citizen of one of the countries in ASEAN region or China. Priority will be given to residents and nationals.
  • The participant must be able to provide proof of identification that demonstrates nationality.
  • The participant must meet one of the following criteria:
    • Have more than one (1) year proven experience in microfinance as a practitioner
    • Work at least one year for the central bank and be involved in microfinance
    • Work at least one year as a policy maker responsible for microfinance
    • Work for a donor and be responsible for programs related to microfinance

Fellowships cover up to 50% of the tuition costs, and US$40 per day to support costs of moderate accommodation and meals.

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